Virgin No Annual Fee Card

A Virgin No Annual Fee card gives you quality, savings, and fashion all in one little piece of plastic. This recently launched credit card is sleek and fashionable because it comes in your choice of color. But, just because they have made a card that looks great does not mean that they skimped on any of the other important features.

Interest Rates, Fees & Charges

Balance Transfer Rate		2.9% p.a. for 6 months
Interest Rate on Purchases		18.99% p.a.
Annual Fee		$0
Interest Free Period		up to 44 days
Cash Advance Rate		20.99% p.a.
Card Type		Standard
Minimum Income Requirement		p.a.
Credit Card Type		Visa
Rewards Program		No

Along with the fabulous color choices the Virgin No Annual Fee card also has the most advanced Chip and PIN security protocols making it nearly impossible for unauthorised transactions to be made with your card. The card also comes with FraudShield which constantly scans your account looking for unusual transactions and alerting you if it finds them. this gives you the chance to stop your card from unauthorised use before it spirals out of control. Even with these excellent security protections in place the chance of fraud still exists. If there are unauthorised transactions made with you Virgin No Annual Fee card you are protected from responsibility for  them with the zero liability guarantee. So you can spend with confidence and peace of mind knowing your money is absolutely secure.

Of course, security is not the only reason you choose a credit card. It is called the Virgin No Annual Fee card for a reason, because it has no annual fee for the life of the credit card. Unlike some cards that call themselves no annual fee cards but have stipulations to that like no annual fee for the first year you own the card or a waived annual fee after you spend some obscene amount on it each year this card actually has no annual fee ever.

The Virgin No Annual Fee card comes with some other excellent benefits too. To begin with right now they are offering a balance transfer rate that is only 2.9% p.a. for 6 months. That means you can move over those old and high interest credit card debts to this new card and get them paid off in a snap without spending a fortune on interest fees. The card also has a very reasonable purchase interest rate of 18.99% p.a. and  20.99% p.a. on cash advances. When you make purchases you will have up to 44 days to pay for them, interest free.

One of the big things card owners are talking about now is customer service. Many of us have grown tired of waiting on line for long periods of time only to reach a customer service representative who has not been trained well enough to help us sort out our issues or answer questions. With the Virgin No Annual Fee card you will never run into this problem. This customer service line is always open, every day and any time of day, and is staffed with knowledgeable and friendly representatives to help you at every turn. All of these great benefits add up to quite simply one of the very best credit cards on the market.