Bankwest Zero Mastercard
Something that you may often find when comparing credit card deals, is that what is offered with a standard credit card often varies quite considerably with what is offered with the gold or platinum version of the cards.
Bankwest makes a strong swerve away from this with their attractive range of credit cards, so even as a Bankwest Zero MasterCard holder, you will still get the same great rates as their platinum and gold card customers.
So without further or do let’s have a look at the Bankwest Zero MasterCard, and see why this is a credit card you should defiantly consider putting in your wallet.
Features and benefits
- Balance transfer rate – 4.99% p.a. for 12 months
- Standard interest rate – 1% p.a. for 6 months (reverts to 17.99% p.a.)
- Cash transaction rate – 18.99% p.a.
- Annual fee – $0
- Interest free days – Up to 55
- Rewards program – No
As we mentioned if you check out the gold and platinum versions of the Bankwest credit cards you will find that members of these cards get exactly the same rates of interest.
This cards low balance transfer fee of 3.99% makes it the perfect balance transfer credit card if you want to cut back on the amount of interest you pay out each month, and having no annual fee to worry about will also add to the great savings you can make with this credit card.
Freedom to spend
Although it isn’t always a wise move to spend money on a credit card you have used to make a balance transfer, the Bankwest Zero MasterCard does offer up to 55 days at interest free on any purchases made with the card.
Ideal if you are organised enough to ensure you pay off your full balance at the end of each month.
You are also able to have up to 3 extra card holders free, so if you have a loved one that needs access to a credit card in case of emergencies then this is your card.
Internet access
No longer do you have to worry about visiting a branch, or having to wait on the phone for a customer services representative to help you find out your balance or make a payment, because Bankwest give you online access to your account 24 hours a day.
Application is easy
You can apply for this great credit card in a number of ways including simply phoning them up, however our method of choice is to apply online.
There are a number of advantages to applying for this card online and one of them is having the ability to get an instant approval. If don’t have the time to phone, or wait on postal applications then as long as you have a secure Internet connection, and a spare 15 minutes you can apply for the Bankwest Zero MasterCard, and receive approval straight away.
All things considered this really is an attractive offer on the table from Bankwest. A balanced card that offers advantages to those wanting to save money, and those looking to make cheaper purchases. Our advice would be to get straight on the Bankwest website and apply sooner rather than later.
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
![]() HSBC Credit Card | 17.99% | 0% for 6 months with 2% handling fee | $0 | 21.99% |
|
![]() Virgin No Annual Fee Credit Card | 18.99% | 2.9% for 6 months | $0 | 20.99% |
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![]() Bankwest Zero MasterCard | 1% for 6 months (reverts to 17.99% ) | 4.99% for 12 months | $0 | 18.99% |
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