Bankwest No Annual Fee Credit Cards
Everyday we entrust our credit card lender with the very important business of caring for our financial health and well-being. Wouldn’t it be nice to know that the lender handling such an important part of our life is a well-respected, long lived institution? Well if you have one of the many Bankwest Credit Cards in your wallet, then you can have the peace of mind that comes with a well-known, solid bank like the Bank of Western Australia.
Bankwest Credit Card Comparison
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
 Bankwest Breeze MasterCard | 10.99% | 4.99% for 12 months | $69 | 21.99% |
|
 Bankwest Breeze Gold MasterCard | 10.99% | 4.99% for 12 months | $99 | 21.99% |
|
 Bankwest Breeze Platinum MasterCard | 10.99% | 4.99% for 12 months | $130 | 21.99% |
|
 Bankwest Zero MasterCard | 1% for 6 months (reverts to 17.99% ) | 4.99% for 12 months | $0 | 18.99% |
|
 Bankwest Zero Gold MasterCard | 1% for 6 months (reverts to 17.99% ) | 4.99% for 12 months | $0 | 18.99% |
|
 Bankwest Zero Platinum MasterCard | 1% for 6 months (reverts to 17.99% ) | 4.99% for 12 months | $0 | 18.99% |
|
 Bankwest More MasterCard | 19.24% | 4.99% for 12 months | $89 | 21.99% |
|
 Bankwest More Gold MasterCard | 19.24% | 4.99% for 12 months | $120 | 21.99% |
|
 Bankwest More Platinum Mastercard | 18.99% | 4.99% for 12 months | $190 | 21.99% |
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Founded in 1895 Bankwest has been caring for their customers for well over a century. Started by the government as a bank for farmers they are now a part of the Commonwealth Bank family, a move that allows them to offer a broader range of products to their 900,000+ customers with increased financial strength. Their full-service offerings for both personal and business customers are available in branches across the country and online.
As a leading provider of banking services in the personal market, Bankwest offers a staggering array of personal credit vehicles including a generous assortment of credit cards. If you are in the market for a new card it will be well worth your time to evaluate the offerings found here to match them to your lifestyle needs and financial circumstances.
As credit cards go, Bankwest Credit Cards have something to offer everyone, whether you are looking for a rewards program to build air miles, a balance transfer account to consolidate your other credit card debt, or just a low annual fee there is an option available for you.
In addition to a wide variety of cards to choose from, Bankwest’s membership in the Commonwealth family means you will have access to your account and cash whenever you need it, where ever you need it. No matter if you are home or away on holiday the virtually endless network of ATM and banking outlets ensures you will not be left strapped for cash.
Finding The Right Bankwest Credit Card
With so many offers to choose from, how will you find the type of account that is right for you? Actually, it may not be as complicated as you may think. Selecting the best offer for you means starting with an idea of what features and benefits will help you the most. For example, if you like to travel a Bankwest card that offers travel miles may be just what you need for your next trip abroad.
Lets take a look at a few key benefit areas to consider.
Start with the annual fee. Many lenders, in fact almost every lender, will charge you a fee each year for the privilege of carrying and using their credit card. Bankwest has a number of cards in their “Zero” line that offer no annual fee -- zero -- for carrying the card. If you are looking for a card “just in case” the annual fee can be the deal breaker, check it out first.
Next, lets take a look at the interest rate. While every bank is different and even Bankwest has a range of interest rates based on your circumstances, give careful consideration to offers with a low annual percentage for their interest rate. In the event you must carry a balance from one month to the next, you will be glad you did.
If you already have credit cards with balances, you may be interested in a balance transfer option. This type of account allows you to move any balances you might have on other cards to your new card. The new combined balances are typically extended a lower interest rate for a period of time allowing you to pay off the balances with less of each payment going to interest.
Finally, if you want a card that pays you back when you use it, take a look at the Bankwest credit cards that offer rewards programs. Whether your preference is air travel, cruises, or just hotel stays there is almost certainly a rewards program that will work for you. And don’t forget about the MasterCard and Visa rewards programs on top of any others you might be entitled to.
While every one's situation is unique it is worth mentioning at this time one of the most popular credit cards in Australia, the Bankwest Lite MasterCard. This offering is an example of how you might be able to take advantage of several features at once. For example, this card offers a very low interest rate just under eleven percent and a surprisingly low rate just under six percent per year on balance transfers, albeit for only twelve months. Couple these features is a minuscule annual fee and you have one great credit card option. And this is just one of the many to choose from.
This Is Just The Beginning
We have covered just a few of the exciting features that make Bankwest Credit Cards stand head and shoulders above their closest competition. Not to mention that finding the card is just the beginning. With some disciplined spending your Bankwest card might actually make money for you. Think about it. If you choose a card with a rewards program then funnel all your regular monthly spending, gas, electricity, etc through your credit card account, you can accumulate rewards and prizes just for doing what you already do each month.
Whatever you personal financial lifestyle and circumstance it is almost certain that you will be able to find a Bankwest Credit Cards to meet your needs. Their zero line give you a choice of cards with no annual fee. A balance transfer option give you the much needed ability to consolidate your credit card balances under a tiny six percent interest rate. Or perhaps you are looking for a rewards program for miles or points.
All of these considerations combined with the longevity and stability of a century old Bankwest and their parent Commonwealth Bank should give you a great deal of confidence in choosing them to be your next credit card lender.
